Home    ::     FAQ    ::    Resource    ::    Contacts    ::    Terms use   ::   Help articles

Common myths about renters insurance

Affordability myth: "I hear renters insurance is too expensive."
For just pocket change a day, our policy can provide affordable basic protection of your personal property, and can protect you in case of a liability lawsuit.

Landlord myth: "The landlord's insurance covers me."
Your landlord's insurance generally only covers the building where you live – not your personal belongings and your liability.

Responsibility myth: "I don't need liability insurance."
Your landlord's policy most likely excludes liability for something that occurs in your rented residence. You could be held responsible for injury to another person or damage to another person's property if an incident occurred within your rented residence, or elsewhere. Without liability coverage, your current and future earnings could be at risk. Renters insurance may also provide legal defense costs.

Ownership myth: "I don't own very much."
Most people's belongings are often worth more than they think. That's one reason why you need renters insurance. However, it's important to know how much you need.
 

Browse these related themes for other home related products.

• carpets
• cleaners
• instillation
• home-repair
• flooring
• floor tiles
• home design
• furniture repair
• flooring manufacturers
• furnishings
• vacuum cleaners